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Atlantis Insurance Inc

2753 Vista Parkway Suite J3,
West Palm Beach, FL 33411

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Is home insurance needed in West Palm Beach?

The West Palm Beach, FL area is a great place for someone to visit or move to. When you are going to purchase a home in this area of Florida, you will be making a massive investment. One way that you can protect this investment is by getting a proper insurance policy. There are several reasons why having home insurance in this area of Florida is necessary.

Required to Protect Property

If you invest in a property in West Palm Beach, you will be making a big investment. You should then focus on protecting this investment as well as you can. A great way that you can do this is by getting a home insurance policy, which will give you appropriate coverage if your home is damaged or destroyed.

Required for Compliance

Another reason you will need to get home insurance here is that it will be required for you to have to comply with various agreements. When you purchase a home and take out a loan, you will need to meet your lender’s insurance requirements. Also, if you live in a home association, you will have to comply with the association insurance rules. 

There are many reasons that a West Palm Beach, FL area property owner should get a home insurance policy. When you are in the market for a new home insurance policy, it would be a good idea to speak with someone you can trust and understand the complexities of choosing a new policy. The team at Atlantis Insurance Inc. is a great group to call for all of your insurance needs. When you do call Atlantis Insurance Inc., you can learn far more about your options, and they will help you choose a quality policy. 

What does boat insurance cover

It doesn’t get any better than owning a boat in West Palm Beach, FL. You have almost limitless access to water, whether on the InterCoastal, the Atlantic Ocean, the Chain of Lakes, and the many canals, just to name a few. Whether you are using a sailboat or a powerboat, the possibility that something could go wrong is always there. Before you hit the open water, having boat insurance should be seriously considered. At Atlantis Insurance Inc. in West Palm Beach, FL, we are here to help make the process of getting the insurance you need as painless and stressfree as possible. 

Liability

Liability insurance protects you from the results of an accident you cause. It can be damage that you cause to someone’s property, or it can be an injury to a person. If you don’t have a liability policy, you would have to pay these expenses out of your own pocket, and this could result in you losing everything you have worked so hard for and even your future earnings. 

Collision

If your boat is damaged by an accident you cause or by a collision with an object in the water, this coverage will help pay for your boat’s repairs. Depending on how bad the damage is, it could even replace your boat. 

Comprehensive

This coverage is for things beyond your control, such as weather-related events like a tree limb falling on your boat, fire, vandalism, and theft. 

Contents

If you have special equipment in your boats such as a fish finder, navigation equipment, and anything else that might tempt a thief, it is wise to get this additional coverage. 

At Atlantis Insurance Inc. in West Palm Beach, FL, you are in good hands when it comes to the service we provide. We pride ourselves on making sure you get everything you need from our team. We invite you to stop by our office or give us a call to make an appointment for a free quote.  

Should I get flood insurance for my property?

The West Palm Beach, FL area is a trendy place for people to live in and visit. When you are here, buying a home can be a great option. If you would like to purchase a home in this area of Florida, it is vital that you protect it with insurance, and you can. One great way to do this is by getting flood insurance. There are several reasons why you should get flood insurance for your West Palm Beach property.

Flood Insurance Protects Against Flood Risk

The main reason that you should get flood insurance here is that it can help to protect against flood risk. Those that are near the water are going to be at risk of floods at all times. If there is a bad flood, and it affects your home, the impact could be terrible and lead to severe damages. Fortunately, you can offset this risk with a flood insurance policy.

Insurance is Often a Requirement

You will also need to get flood insurance because it could be a requirement for you. Many people that are in this area of Florida are located in a high-risk zone as designated by FEMA. If this is the case for you, a mortgage lender or condo association is likely to require you to carry the proper insurance to mitigate this risk. This often means having a full flood insurance policy.

There are a lot of situations when having flood insurance will be a requirement for you. If you are looking for insurance in West Palm Beach, FL, you should call Atlantis Insurance Inc. The team at Atlantis Insurance Inc. knows how important it is that you get proper insurance for your home. They will give you the guidance you need to evaluate your flood insurance needs and select a policy. 

Should I get flood insurance for my property?

The West Palm Beach, FL area is a trendy place for people to live in and visit. When you are here, buying a home can be a great option. If you would like to purchase a home in this area of Florida, it is vital that you protect it with insurance, and you can. One great way to do this is by getting flood insurance. There are several reasons why you should get flood insurance for your West Palm Beach property.

Flood Insurance Protects Against Flood Risk

The main reason that you should get flood insurance here is that it can help to protect against flood risk. Those that are near the water are going to be at risk of floods at all times. If there is a bad flood, and it affects your home, the impact could be terrible and lead to severe damages. Fortunately, you can offset this risk with a flood insurance policy.

Insurance is Often a Requirement

You will also need to get flood insurance because it could be a requirement for you. Many people that are in this area of Florida are located in a high-risk zone as designated by FEMA. If this is the case for you, a mortgage lender or condo association is likely to require you to carry the proper insurance to mitigate this risk. This often means having a full flood insurance policy.

There are a lot of situations when having flood insurance will be a requirement for you. If you are looking for insurance in West Palm Beach, FL, you should call Atlantis Insurance Inc. The team at Atlantis Insurance Inc. knows how important it is that you get proper insurance for your home. They will give you the guidance you need to evaluate your flood insurance needs and select a policy. 

Why You Need More Condo Insurance than the Master Policy Covers

If you purchase or already own a condo, you do not own the building or the land it sits on. The homeowner’s association that your condo falls under will have a master insurance policy that will cover the building in which your condo is located along with the land it sits on and the outer buildings on the property, but what does it not cover? Well, that would be the inside of your condo and everything you own.

What is Condo Insurance?

Condo insurance, also known as HO-6 insurance, covers everything your homeowner’s association policy does not. For example, if there is a fire and your condo is destroyed, the master policy will only cover the building that houses your condominium. You will be responsible for replacing all of your clothing, appliances, furniture, and everything else that you lost in the fire. This is why you must obtain your own condo insurance policy.

Is Condo Insurance Required?

Many homeowner associations require you to obtain a condo insurance policy. If you purchased your condo through a loan from a mortgage company or bank, more than likely, your lender would require you to have condo insurance to protect their investment as well as your own. 

What Does Condo Insurance Cover?

A condo insurance policy will cover not only your personal belongings and living expenses if you should happen to have to relocate if a disaster occurs, but it will also cover your personal belongings if they are stolen. Your items are also covered if a tornado or hurricane occurs, or someone vandalizes your personal property.

Liability and Medical Payments

While your homeowner’s association condo insurance policy covers injuries that occur to people visiting in the common areas of the location in which your condo is located, it will not cover them if they are injured while visiting you inside your condo or on your condo property. This part of your condo insurance policy is vital in the fact that, for example, someone trips and falls on their way out of your door after visiting you and they sue you, your insurance will come in handy in paying their medical expenses and lost wages.

Many other coverage options can be added to your condo insurance policy by speaking with an experienced and knowledgeable condo insurance agent like the agents at Atlantis Insurance Inc. in West Palm Beach, FL. Call for an appointment today!

A Guide To Help Florida Residents Find Trucking Insurance

Based out of West Palm Beach, FL, Atlantis Insurance Inc. is an independent insurance agency that offers multiple coverage options to South Florida residents. We are committed to helping our clients find the insurance coverage that they are looking for. As an independent insurance agency, we can help our clients by offering them custom policies specifically designed to satisfy their needs.

Trucking Insurance

Truckers spend a lot of time navigating Florida roads, which becomes challenging at times. Trucking insurance can be a valuable asset. Trucking insurance helps you protect your investment. The policy covers your vehicle, as well as the cargo stored on your truck. There are a few things to consider while you research different policies.

First off, it’s essential to analyze the type of truck that you are using, as well as the business that you are operating in. If you are running a big rig, you may require different coverage than if you were operating something smaller. It’s also important to analyze the amount of risks that your truck is involved in. While researching different policies, think about the type of cargo on board, whether you are hauling any hazardous materials, and also if any passengers are riding along with you.

Your trucking insurance policy should include liability coverage that protects you if your truck causes damages to someone’s property or results in someone getting injured. The liability coverage will also protect you if you deliver cargo to the wrong address. If you are transporting valuable cargo, you can amend your policy to include cargo coverage. Cargo coverage will protect you in the event that any items on the truck are stolen or damaged.

Atlantis Insurance Inc. will Help You Find the Right Policy.

Providing excellent customer service to our clients is one of our primary goals. Stop by our office in West Palm Beach, FL, and we will assist you today.

Tips for Downsizing Seniors on What to Do with Their Old Home

By Jim Vogel

Whether your home raised multiple generations or just one, deciding what to do with it in the midst of a downsize is tough. Do you sell it off?  Pad your retirement by renting it? Or pass it along to a family member? We sorted out the big details so you can find your direction and start moving forward.

Examine Finances

Any time you’re making a real estate transaction, it makes sense to have all your financial ducks in a row. Whether you’re selling your house, renting it out, or planning to give it to a family member, you should start out with a solid understanding of how much it’s worth. Before you go too far, get an estimate of what your home might be worth on today’s market.

Also take a hard look at figures like your monthly income and how much you plan to spend on your next home. If you’re selling and can purchase a house outright, that’s wonderful, but if you need to budget for a mortgage, you’ll want to tally what you can afford to spend on the next property (homes in West Palm Beach averaged $253,000 in the last month).

Also consider the expenses associated with properties you’re considering. You can price insurance with Atlantis Insurance instantly, and you can easily get an idea of how much utilities will run with an online search. You don’t want to get in over your head, and just because a house is smaller, doesn’t necessarily mean it will be inexpensive.

To Market, to Market

Selling a house is a common choice for those in the midst of downsizing. If your home is paid for, it’s a chance to potentially purchase the next property with cash. It could impact your financial picture in other ways as well, like padding your nest egg or paying off debts. Or perhaps you always dreamt of purchasing a vacation home, and now’s your chance. Whatever your motivation, selling is a solid choice, but there are a few considerations. 

There is a lot of work involved in getting a house ready for the real estate market, and sometimes there is a bit of expense if you need to make many renovations or hire a professional stager. In the end, if you’re careful with your numbers, you can turn a decent profit by your downsize.

For Rent

Selling isn’t the only way to make money on your abode. Some seniors elect to rent out their property, either as a short-term or long-term rental. While it’s appealing to hang onto your asset and make money from it at the same time, be forewarned, a lot of work goes into either of these options.

GuestReady points out vacation rentals can be quite the responsibility, since you need to keep up with all the usual maintenance and financial obligations like taxes and utilities, and on top of that, you need to advertise, manage bookings, and clean up after guests.

Similarly, becoming a landlord can be pretty involved. You still have the same financial and maintenance concerns, and on top of that, you need to worry about things like advertising and bad tenants.

For many seniors considering this option, hiring a property manager can be a smart choice, although it’s one more expense to figure into your budget. If you go that route, find someone close by with a proven track record, and check references for best results.

Family Fun

Sometimes seniors like the idea of giving the home to family members. There is nothing wrong with this option; however, LawDepot notes there are a number of tax and legal considerations involved. If you would like to see your family homestead raising future generations, or if you simply have a loved one in need of a roof overhead, be sure to discuss particulars with an attorney.

Seniors have a lot to think about when they are downsizing, and one of their biggest decisions is often the old homestead’s fate. Sell, rent, or give it away, there is much to consider. Crunch some numbers and think about what will be best for you in the long run, and you’ll find your answer.

Is It Time To Shop For a New Insurance Policy?

Auto insurance is a necessary expense and required by law in most states. Because this is a required expense in most states it is imperative that customers find the absolute best deal on auto insurance. The best way to always make sure you are getting a great deal on auto insurance is to periodically shop around and compare rates. At Atlantis Insurance Inc. serving West Palm Beach, FL, we enjoy educating our clients and future clients on these topics. Keep reading to learn about when you should start shopping for a new auto insurance policy. 

Shop Annually

It is recommended to shop around once a year and compare rates on car insurance. This gives you the opportunity to see what new deals are available and also to see what new discounts are available based on changes you may have made in your life, such as getting married or buying a house. 

Family Changes

When there are changes in your family dynamics you should consider shopping for a new insurance policy. Changes in family dynamics that can affect car insurance include: getting married, getting divorced, adding a new driver, or taking off a driver. These changes can have a huge impact on the cost of your insurance. Be sure to discuss these changes with an insurance representative when you are shopping for the best rates. 

New Car Purchase 

When you purchase a new vehicle you will need to have insurance in place. This is a great time to shop around and see what the best deal will be for your new and existing vehicles. There are often multi-vehicle discounts available for people who will have more than one vehicle on the policy. 

If you would like to learn more about auto insurance, please contact our friendly staff at Atlantis Insurance Inc. serving West Palm Beach, FL. 

How Commercial Insurance Can Help Your Florida Business

Business operators have a lot on the line when it comes to opening up their shops, so late-night sessions of lying in bed and worrying can be expected. Luckily, having sufficient commercial business insurance needn’t be one of those worries. 

Indeed, a discussion with a trusted agent will help you sort out what commercial insurance policy will best benefit your particular Florida business, and how to obtain that peace of mind. For a frank and honest discussion regarding the insurance needs of your particular business, we welcome the opportunity to have that conversation here at Atlantis insurance Inc. in West Palm Beach, FL.

Florida Commercial Insurance  

Just as no entrepreneurial dream is the same, no insurance package is a one-size-fits-all formula. For that reason, the licensed agents of Atlantis Insurance, Inc. serve the greater West Palm Beach, FL area with an array of policy options designed to benefit your business should the worst happen. From auto to property to general liability protection, a commercial insurance policy is the first line in protecting your business and your dream.

Contact our Team at Atlantis Insurance Inc.

Should you be in the market for commercial insurance, or want to understand the extent of your current coverage better, we invite you to talk to our knowledgeable and friendly commercial insurance agents for a free, no-obligation quote designed to give you your options with an eye towards protecting your business dream, whether you have just opened your doors or have been a going concern for decades.

Serving the West Palm Beach, FL business community, we understand the needs of business owners, and we look forward to meeting them with the insurance policy that “fits,” so you can concentrate on more important business matters like getting more business. Reach out to our office in West Palm Beach, FL to learn more and acquire a quote.

Benefits of Home Insurance for your Florida Property

The West Palm Beach, FL area is a great place to live permanently or to visit. For a lot of people, owning real estate in this area of the state could be a great option. When you do decide to buy a property here, you should consider your insurance needs. Several benefits come when you get a new home insurance policy. 

Protects Your Assets

One of the advantages that come when you get a home insurance policy is that it can protect your valuable assets. If you do own real estate in West Palm Beach, you will have to make a big purchase and investment. By getting a home insurance policy, you are going to receive a lot of coverage for both the property and your personal assets. This will give coverage against damage, theft, and other situations that could result in a loss.

Liability Protection

You should also get a home insurance policy as it will give you liability protection. When you do have a property that you own, there is a risk that a guest could be injured inside the property. If this does occur, you will want to have liability coverage. Your home insurance will give you the coverage you need to provide adequate protection. 

When you are a property owner in the West Palm Beach, FL area, it is crucial that you get the support that you need to choose a new home insurance policy. When you are going to purchase a home and need insurance, you should call the team at Atlantis Insurance Inc. When you call Atlantis Insurance Inc., you can receive the advice that will help pick a policy that provides you with the right type and level of coverage.

Partner Carriers


  • Adriatic
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  • Safe Harbor
  • State National