Trucking Insurance in Florida
Spending time on the roads of Florida can be a challenge, especially in tractor-trailers. When you’re a trucker, whether you’re an independent owner/operator or you’re the owner of a full fleet, you need trucking insurance that you can depend on. At Atlantis Insurance Inc, we’ll help you understand more about the coverage that is available to you.
What is trucking insurance?
As you drive your commercial truck all around West Palm Beach, FL and beyond, you need to have insurance that keeps you protected. Trucking insurance is a type of commercial insurance policy that protects your truck. It allows you to adhere to state law while also ensuring that the contents of your truck is also insured.
There are big differences between personal and commercial policies. Big rigs need more coverage than what a sedan or SUV would require. As such, there are different types of policies to explore – and our agents can ask you a number of questions to help you figure out what kind of coverage is needed for your commercial truck.
How to Find the Right Policy
It’s important to look at the type of truck that you drive to determine coverage requirements. With so many commercial vehicles on the roads, they pose different risks. Depending on the truck you drive, there may be such things to explore as:
- Number of passengers
- Presence of hazardous materials
- Type of cargo being hauled
Whatever the situation, there’s a type of trucking insurance that will work for you. It ensures that you have the necessary protection to not only stay compliant with Florida law but also to keep you financially protected. Our independent agents can guide you through the process of shopping for policies, making comparisons, and building a customized policy that will protect you all year long.
Contact us at Atlantis Insurance Inc today to learn more about the different options available when you need trucking insurance in West Palm Beach, FL.
Transportation Insurance in Florida
Transportation insurance is slowly becoming an essential part of business operations in the transport sector, allowing companies to benefit from a reduced cost of operations and increased revenues. Due to this, start-up companies have turned to this protection mechanism to enjoy the pros of this coverage. Listed below are some essential policies that Atlantis Insurance Inc. in West Palm Beach, FL provides for businesses all around the state.
Property Damage Coverage
Property damage coverage protects businesses from damage arising from covered perils. These include hail, fire, vandalism, auto accidents, and theft that often destroy goods in transit. If you also encounter mishandling mishaps while transporting your goods, this policy pays for the compensation to repair or replace the items in question.
Business Interruption Coverage
While the transportation industry relies on strict schedules to deliver their goods, shortcomings such as weather and traffic mishaps are inevitable, resulting in shipping delays. Businesses will likely lose their revenue and suffer interruptions when this happens, resulting in a loss of wages. This cover helps you handle such interruptions, making it possible to get back into the business when delays occur.
Liability coverage takes care of 3rd party expenses when injuries and damage arise. It ensures that x-ray costs and ambulance fees are taken care of while also helping to cover the expenses needed to fix the damaged property. If you are sued for any of these incidents, liability coverage will come in handy in offsetting the legal fees and damages incurred.
Auto coverage takes care of damage to other people's vehicles when you are involved in an accident. It takes care of expenses such as third-party vehicle repairs of 3rd party vehicles while helping cover replacement costs when the damage incurred is significant.
Transportation insurance will be ideal if you own a freight business within Florida, helping you avoid legal repercussions. Call Atlantis Insurance Inc. in West Palm Beach, FL today for more information on policy requirements.