Owning a condo puts you in need of insurance, just as living in an apartment or an attached house. You may not be responsible for much of the building, but there are parts that you are responsible for maintaining and insuring. If you don’t have a condo insurance policy, call us at Atlantis insurance Inc. in West Palm Beach, FL.
Insuring Your Possessions
One of the most important things that condo insurance does is to insure you against your possessions’ loss. If there were to be a major incident that ruined or destroyed your things, your condo insurance would pay you for that loss. You can begin this by taking an inventory of what you own just in case. Please prove that you own the items by taking pictures of them before any incident happens. You can also walk around and film each room and closet for a comprehensive record of what is in your condo.
Insuring You Against Liability
Many people don’t think much about their liability coverage- until it’s too late. This type of coverage is significant in today’s litigious society, and condo insurance covers you for this liability. If someone were to rack up medical bills after falling ill or being injured in your apartment, your liability coverage would pay for those bills up to your policy’s maximum payment. With medical bills as high as they are, you can’t be without this coverage.
Talk to an Insurance Agent
If you need a condo policy, contact us today at Atlantis insurance Inc. in West Palm Beach, FL, and make an appointment with an insurance agent to discuss the policy you need. You can get more information about the different types of coverage included in a condo insurance policy and how they each protect you.
