Category: Home Insurance

When you are a homeowner, it’s important to always have a home insurance policy to protect yourself financially. A home insurance policy contains a number of different types of protection that can all save you from financial problems. If you don’t yet have a home insurance policy, call us now at Atlantis insurance Inc. in West Palm Beach, FL.

Home Insurance: What You Need To Know

Protection for Your House

One of the biggest ways that this coverage protects you is by protecting your investment in your home. Usually a person’s largest investment, a home can be damaged by a number of incidents. These may include occurrences like accidents and certain disasters. When you have this coverage in place, it will pay for the repairs that are needed after the damaging incident happens. Major repairs can be extremely expensive, and having this coverage can save you from financial ruin after a serious incident. 

Liability Protection

A home policy also gives you protection against the liability you have as a homeowner. When there is a third party on your property who becomes injured there, you are likely to be held responsible for the medical bills for the accident. If you don’t have home insurance, all of those bills must be paid from your own pocket. Make sure that your liability is covered with a home insurance policy. 

Protection For Your Items

When you have a home insurance policy, you also have protection for all of your possessions inside it. If a damaging incident happens and your items are ruined, you can have your policy pay for the items to be replaced. With this coverage, you won’t have to cover those costs alone. 

Contact Us Today

If you don’t already have coverage, you need to get it as soon as possible. Call us at Atlantis insurance Inc. in West Palm Beach, FL.

Most West Palm Beach, FL homeowners faithfully maintain their home, but this doesn’t apply when it comes to home insurance. After buying and continually renewing home insurance, many don’t update their policy to ensure their current needs are covered. This trend is dangerous in two ways: you could be underinsured or over insured — and both are not prudent for your finances. 

If you are wondering when to review your home insurance policy, hang on as Atlantis Insurance Inc. guides when you should update your policy to ensure you have the right coverage. 

How often should I review my home insurance plan?

As a rule of thumb, you should review your home insurance at least once a year. But what changes should your home insurance agent be aware of? Here is a list.

Personal life changes

There is a lot that can happen in your personal life within a year. If the below changes happen in your life, ensure that your insurance agent is aware.

• You get married or divorced
• You start a home-based business
• You are blessed with a kid (whether by birth or adoption)
• Your aging parents starting living with you

The above changes can affect your premiums and alter your coverage needs. As such, you need to update your home insurance policy to ensure you are covered optimally. 

You buy or sell off personal assets

Have you upgraded your wardrobe? Perhaps, you have disposed of old electronics and bought new ones? Either way, all these changes should be reflected in your home insurance coverage. 

You have remodeled your home

Significant renovations can change the value of your home. That said, you better update your home insurance policy to ensure you will be compensated fully if your home were to be damaged. 

Would you like to get more information regarding home insurance? Please get in touch with Atlantis Insurance Inc. of West Palm Beach, FL. We will answer your home insurance questions, including when to upgrade your policy. 

The West Palm Beach, FL area is a great place for someone to visit or move to. When you are going to purchase a home in this area of Florida, you will be making a massive investment. One way that you can protect this investment is by getting a proper insurance policy. There are several reasons why having home insurance in this area of Florida is necessary.

Required to Protect Property

If you invest in a property in West Palm Beach, you will be making a big investment. You should then focus on protecting this investment as well as you can. A great way that you can do this is by getting a home insurance policy, which will give you appropriate coverage if your home is damaged or destroyed.

Required for Compliance

Another reason you will need to get home insurance here is that it will be required for you to have to comply with various agreements. When you purchase a home and take out a loan, you will need to meet your lender’s insurance requirements. Also, if you live in a home association, you will have to comply with the association insurance rules. 

There are many reasons that a West Palm Beach, FL area property owner should get a home insurance policy. When you are in the market for a new home insurance policy, it would be a good idea to speak with someone you can trust and understand the complexities of choosing a new policy. The team at Atlantis Insurance Inc. is a great group to call for all of your insurance needs. When you do call Atlantis Insurance Inc., you can learn far more about your options, and they will help you choose a quality policy. 

The West Palm Beach, FL area is a great place to live permanently or to visit. For a lot of people, owning real estate in this area of the state could be a great option. When you do decide to buy a property here, you should consider your insurance needs. Several benefits come when you get a new home insurance policy. 

Protects Your Assets

One of the advantages that come when you get a home insurance policy is that it can protect your valuable assets. If you do own real estate in West Palm Beach, you will have to make a big purchase and investment. By getting a home insurance policy, you are going to receive a lot of coverage for both the property and your personal assets. This will give coverage against damage, theft, and other situations that could result in a loss.

Liability Protection

You should also get a home insurance policy as it will give you liability protection. When you do have a property that you own, there is a risk that a guest could be injured inside the property. If this does occur, you will want to have liability coverage. Your home insurance will give you the coverage you need to provide adequate protection. 

When you are a property owner in the West Palm Beach, FL area, it is crucial that you get the support that you need to choose a new home insurance policy. When you are going to purchase a home and need insurance, you should call the team at Atlantis Insurance Inc. When you call Atlantis Insurance Inc., you can receive the advice that will help pick a policy that provides you with the right type and level of coverage.