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Atlantis Insurance Inc

2753 Vista Parkway Suite J3,
West Palm Beach, FL 33411

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4 Key Areas Covered by Condo Insurance

You probably contribute to the HOA policy, so you may ask why you need condo insurance. Well, your HOA policy mainly covers damage to your condo’s exterior and liability claims occurring in shared spaces like the lobby and swimming pool. However, for losses incurred in your condo’s interior, that’s your responsibility, and that’s where condo insurance comes into play.

Atlantis Insurance Inc. in West Palm Beach, FL can help you navigate this vital coverage.

What does condo insurance cover?

Personal property

Your condo wouldn’t look as homely as it is if it were not for the electronics, furniture, and other assets. But since your personal assets are at risk of damage or loss from perils like fire and theft, it’s a good idea to invest in condo insurance. This coverage compensates you for the loss or damage to your assets.

Liability coverage

Condo insurance covers you and the persons living in your house when accused of bodily injury or property damage by others. For instance, condo insurance can come to your rescue when your dog bites someone or your son throws a soccer ball and damages your neighbor’s window.

Loss of use

If your condo is rendered unlivable by a covered risk, condo insurance can cover additional living expenses, including pet boarding, transport, accommodation, and meals. This support continues until your condo becomes livable again.

Interior walls

Depending on your HOA policy, your condo insurance can be designed to cover damage to your condo’s interior, including the walls and built-in cabinets. Condo insurance reimburses you for the damage up to your coverage limit.

Get Condo Coverage Today

Protecting your condominium with condo insurance is one of the best investment decisions ever. While condo insurance doesn’t prevent perils, it cushions you financially when the unexpected strikes.

Want to invest in condo insurance in West Palm Beach, FL? Contact us today at Atlantis Insurance Inc. to start the conversation.

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