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Atlantis Insurance Inc

2753 Vista Parkway Suite J3,
West Palm Beach, FL 33411

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When Should I Review My Home Insurance Policy?

Most West Palm Beach, FL homeowners faithfully maintain their home, but this doesn’t apply when it comes to home insurance. After buying and continually renewing home insurance, many don’t update their policy to ensure their current needs are covered. This trend is dangerous in two ways: you could be underinsured or over insured — and both are not prudent for your finances. 

If you are wondering when to review your home insurance policy, hang on as Atlantis Insurance Inc. guides when you should update your policy to ensure you have the right coverage. 

How often should I review my home insurance plan?

As a rule of thumb, you should review your home insurance at least once a year. But what changes should your home insurance agent be aware of? Here is a list.

Personal life changes

There is a lot that can happen in your personal life within a year. If the below changes happen in your life, ensure that your insurance agent is aware.

  • You get married or divorced
  • You start a home-based business
  • You are blessed with a kid (whether by birth or adoption)
  • Your aging parents starting living with you

The above changes can affect your premiums and alter your coverage needs. As such, you need to update your home insurance policy to ensure you are covered optimally. 

You buy or sell off personal assets

Have you upgraded your wardrobe? Perhaps, you have disposed of old electronics and bought new ones? Either way, all these changes should be reflected in your home insurance coverage. 

You have remodeled your home

Significant renovations can change the value of your home. That said, you better update your home insurance policy to ensure you will be compensated fully if your home were to be damaged. 

Would you like to get more information regarding home insurance? Please get in touch with Atlantis Insurance Inc. of West Palm Beach, FL. We will answer your home insurance questions, including when to upgrade your policy. 

Partner Carriers

  • Adriatic
  • Clear Blue
  • Continental Divide
  • Edison
  • Florida Peninsula
  • Infinity
  • LLoyds
  • National Indemnity
  • Northland
  • Progressive
  • Safe Harbor
  • State National